Santa Clara's Hard Money Lender Since 1988

Call Today! (707) 523-2099

The Hard Money Guys In The White Hats

Sun Pacific Mortgage is a family owned and operated company that was established in Sonoma County in January 1988. We offer alternative financing options for real estate transactions in Santa Clara County and throughout all of California.

We take pride in working closely with individual Home Buyers and Borrowers from Santa Clara County, as well as other Lenders, Brokers and Real Estate Agents, who do not always have the programs they need to satisfy their clients’ needs.

Our programs, also known as Private Money and Hard Money, are   mortgages funded by individuals, known as Private Investors.  These investors make loans to individuals who have equity in a property they presently own or for real estate they desire to purchase.  

Instead of getting a mortgage from the bank or other lending institution, which have pretty extensive qualifications to meet, a Borrowers can get a hard money loan, from one of these Private Investors.   This type of loan requires far fewer qualifications and can be funded much sooner than a conventional loan!

We have helped many Santa Clara Realtors get their clients into homes, whether it be through a bridge loan or a first mortgage.  We lend regardless of whether it is land, commercial or residential.   

If you have ever been turned down by the bank or other traditional Lender anywhere in Santa Clara County, contact us, we might be able to do your loan.

We look forward to being able to help you or someone you know!

Visit our company website at:

Best, The Sun Pacific Mortgage Family Team

Do you have a question? We can help.

Call us today (707) 523-2099!

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